Business Weekly - Cambridge, UK

Commenting on the release of September’s PMI® Business Survey Data, produced for The Royal Bank of Scotland by Markit Economics, Thorsten Fischer, Senior Economic Adviser at the Royal Bank of Scotland said:

Northampton, October 2008 - The Royal Bank of Scotland (“RBS”) has announced a further strengthening of its Structured Debt Solutions (SDS) team with the appointment of Richard Booty who will take responsibility for business development within the SME markets in Northampton and the surrounding areas.

NGS Plastics, a main supplier of roofing and guttering products to the commercial and domestic market, is moving to a new industrial unit at Havers Road in Norwich. The purchase of the freehold premises was funded through a commercial mortgage provided by The Royal Bank of Scotland (RBS).

Managing Director, Luke Fitzgerald, Financial Director, Martin Robson and Development Director, Tim Davies have signalled their intention to provide a share- ownership option for staff after leading a management buy-out at Norwich based software company Pellcomp Software.

Care provider, Mohamed Raja will add 145 beds to his nursing care operations across Hertfordshire when it completes the development of Pine Lodge Nursing Home in Stevenage supported by flexible debt finance of £3.6 million from The Royal Bank of Scotland (RBS).

ADC (East Anglia) Ltd, the Wisbech based commercial drainage contractor, will be the first in the UK to provide a mainline digital camera system suitable for inspecting pipelines up to 2 metres in diameter in the maintenance and repair of large diameter culverts.

“New business and employment levels continue to fall in response to economic headwinds”

Milton Keynes, August 2008 - Members of the corporate banking team from The Royal Bank of Scotland (“RBS”) in Milton Keynes recently went back to school - not to learn but to do a spot of decorating at Eaton Mill Primary School in Bletchley. The 11-strong RBS team proved itself more than capable with brush and paint as it primed and top-coated its way around the school.